Recurring Spend Checker - Review Monthly and Yearly Charges Locally
Upload a CSV/XLSX bank statement and review recurring payments, monthly charges, yearly renewals, and repeated spending. No bank connection required.
Reconcile Locally is a local-first reconciliation workflow for exported payout and bank files. It helps prepare a review-ready report before accounting import.
Try with sample files | View sample report
Frequently asked questions
How is monthly recurring spend estimated?
Monthly charges count as monthly, weekly charges are estimated using an average month, and yearly charges are divided by 12. Irregular charges are shown separately when confidence is lower.
Can it detect bills as well as subscriptions?
Yes, it may group bills and repeated payments too. The report is for review, not automatic cancellation.
Does it work offline?
The analysis runs in the browser after the page loads. Do not rely on it as a guaranteed offline app unless offline support is implemented.
Is this financial advice?
No. It is a local statement review utility.